Call or email me today.  I will be happy to discuss your mortgage options and refer you to one of my best mortgage lenders. 

There are lenders providing conventional loans with 5% down and allowing 3% concession to buyers. 

VA offers 100% financing for veterans and allows up to 4% concession to buyer. 

Certain mortgage companies are providing FHA with 580 fico score, 3.5% down payment and allowing 6% concessions back to buyer.  But hurry, FHA has announced that the allowable concessions back to buyer will be decreased to 3% starting this summer.  Contact me asap to take advantage before the decrease.

Have you considered a land contract?  There are many sellers that offer financing on land contract.  To determine what you can afford, go to the land contract mortgage calculator on my website.  There you can insert your available down payment, purchase price and interest rate to determine what you can afford.

In the event, you do not qualify for any of the above programs, but would like to become a homeowner, please contact me. 

If you have been employed for at least 2 years, no unpaid judgements against you and your monthly debts total below 45% of your income, CALL ME.  I have an investor that may help.

For more information on current interest rates follow this link:  http://www.bankrate.com/